Why Subscribe to HVInvesting?
In a crowded landscape of financial content, identifying reliable, insightful, and actionable information can be a formidable challenge. I simplify this pursuit by delivering exceptional value directly to you. I invite you to elevate your financial acumen with a subscription. Here are 5 compelling reasons to join me:
First, I provide comprehensive market coverage. Rather than limiting my focus to stocks or bonds, I explore the full spectrum of investment opportunities, including stocks, bonds, and commodities. This makes HVInvesting your singular resource for understanding diverse markets. Second, my analysis is distinguished by its depth. I integrate fundamental, technical, and macroeconomic perspectives to offer a thorough, multidimensional view of the financial environment, ensuring you receive more than superficial insights.
Third, I prioritize timeliness. In the fast-paced world of finance, staying informed is critical. My real-time updates and expertly curated content ensure you have the knowledge you need precisely when it matters most. Fourth, I cater to a broad audience. Whether you are an experienced investor with years of expertise or a newcomer exploring the field, my content is designed to meet your specific needs and aspirations. Fifth, I foster an active community. By subscribing, you gain access to a network of like-minded individuals dedicated to enhancing their market understanding and refining their investment strategies.
Opportunities to master the complexities of finance are within your reach. A single subscription unlocks your potential to become a more informed and strategic investor. Join HVInvesting today and begin a transformative journey toward financial excellence.
Stay Informed
With HVInvesting, you will remain consistently updated. Each new edition of my newsletter is delivered directly to your inbox, ensuring you are always aligned with the latest market developments.
1. Terms and Conditions
Welcome to HVInvesting!
These Terms and Conditions ("Terms") govern your access to and use of HVInvesting (the "Blog"), a subscription-based newsletter and community focused on delivering financial insights, analysis, and updates. By subscribing or accessing the Blog, you agree to be bound by these Terms. If you do not agree, please refrain from using our services.
1. Subscription and Access
HVInvesting provides financial content covering stocks, bonds, commodities, and market analysis through a subscription model hosted on Substack.
You must create a Substack account and provide accurate payment information to access paid content. Subscriptions are subject to Substack’s terms as well.
We reserve the right to modify, suspend, or discontinue any part of the Blog at any time, with or without notice.
2. Use of Content
All content (e.g., newsletters, posts, community discussions) is for informational and educational purposes only. It does not constitute financial advice under Indian law, and we are not registered with the Securities and Exchange Board of India (SEBI) as investment advisors.
You may not reproduce, distribute, or resell our content without prior written permission.
You are solely responsible for your financial decisions based on the information provided.
3. Community Guidelines
Subscribers may engage with our community. You agree to interact respectfully and refrain from posting unlawful, defamatory, or offensive content as per the Information Technology Act, 2000.
We may remove comments or ban users who violate these guidelines.
4. Intellectual Property
All content, including text, graphics, and analysis, is owned by HVInvesting and protected under the Copyright Act, 1957 of India.
5. Limitation of Liability
We strive to provide accurate and timely information, but we do not guarantee its completeness or reliability.
HVInvesting is not liable for any financial losses or damages arising from your use of the Blog, to the extent permitted under Indian law.
6. Termination
You may cancel your subscription via Substack at any time. We may terminate your access for breach of these Terms or violation of applicable laws.
7. Governing Law and Dispute Resolution
These Terms are governed by the laws of India. Disputes will be subject to the exclusive jurisdiction of courts in India.
8. Changes to Terms
We may update these Terms periodically. Continued use of the Blog after changes constitutes acceptance of the updated Terms.
Contact Us
For questions, email at harshvora6@gmail.com
2. Privacy Policy
Privacy Policy for HVInvesting
At HVInvesting, we respect your privacy and are committed to protecting your personal data in compliance with the Digital Personal Data Protection Act, 2023 (DPDP Act) and other applicable Indian laws. This Privacy Policy explains how we collect, use, and safeguard your information.
1. Information We Collect
Personal Data: When you subscribe, we collect your name, email address, and payment details via Substack.
Usage Data: We may collect data on how you interact with the Blog (e.g., pages viewed) to improve our services.
Community Data: If you participate in our community, we may collect your comments or posts.
2. How We Use Your Information
To deliver newsletters and updates to your inbox.
To process payments and manage subscriptions via Substack.
To analyze usage trends and enhance your experience.
To respond to inquiries or comply with legal obligations.
3. Legal Basis for Processing
We process your data based on your consent (e.g., subscription) and legitimate interests (e.g., service improvement), as per the DPDP Act.
4. Third-Party Services
Substack, our hosting and payment processor, collects and processes your data under its own privacy policy (see [Substack’s Privacy Policy URL]).
We may use analytics tools (e.g., Google Analytics), which may involve cookies, subject to your consent.
5. Data Sharing
We do not sell your personal data.
Data may be shared with service providers (e.g., Substack) for operational purposes or with authorities if required under Indian law (e.g., IT Act, 2000).
6. Data Security
We implement reasonable security measures to protect your data, but no system is fully secure. You share data at your own risk.
7. Your Rights
Under the DPDP Act, you have the right to access, correct, or delete your personal data, or withdraw consent. Contact us at harshvora6@gmail.com or manage your subscription via Substack.
You may also approach the Data Protection Board of India for grievances (once established).
8. Data Retention
We retain your data only as long as necessary for the purposes outlined or as required by law.
9. Changes to This Policy
We may update this Privacy Policy. Changes will be posted here, and significant updates will be emailed to you.
Contact Us
For privacy concerns, email harshvora6@gmail.com
3. Cancelation & Refund Policy
Cancelation & Refund Policy for HVInvesting
We aim to deliver valuable financial insights through HVInvesting. This Refund Policy complies with the Consumer Protection Act, 2019, and outlines your options as a subscriber in India.
1. Subscription Refunds
Monthly Subscriptions: You may request a refund within 7 days of your initial payment or renewal if you’re unsatisfied. Refunds will be issued to your original payment method.
Annual Subscriptions: Refunds are available within 7 days of your initial payment. After this period, no refunds will be issued, but you may cancel to prevent future renewals.
No refunds are provided for partial months or unused portions after the refund window.
2. How to Request a Refund
Email harshvora6@gmail.com with your name, subscription email, and reason for the request.
Refunds are processed via Substack and may take 5-10 business days to reflect in your account.
3. Non-Refundable Circumstances
Refunds are not available after the specified periods or due to market performance, as our content is informational only.
Failure to cancel before renewal does not entitle you to a refund.
4. Cancellation
You may cancel your subscription anytime via Substack to avoid future charges. Cancellation does not trigger a refund unless within the refund period.
5. Consumer Rights
If you believe your rights under the Consumer Protection Act, 2019, have been violated, you may file a complaint with the appropriate consumer forum in India.
